Legal notice
Legal Notice
Steady Nickel · steadynickel.com Last updated: May 2026
Financial Education Disclaimer
Steady Nickel provides educational content about personal finance and investing. Our guides, templates, toolkits, emails, social media posts, and all other materials are created for informational and educational purposes only.
We are not financial advisors. Steady Nickel is not a registered investment advisor, broker-dealer, financial planner, tax professional, or licensed financial services provider. Nothing we publish on this website, in our products, in our emails, or on our social media accounts constitutes personalized financial advice, investment recommendations, or tax guidance.
We do not promise returns. Investing involves risk, including the potential loss of principal. Past performance of any investment, index, or strategy does not guarantee future results. We will never tell you that a specific investment will earn a specific return. Anyone who does is either lying or selling something.
Your decisions are your own. The information in our products is general in nature and does not take into account your individual financial situation, goals, risk tolerance, tax circumstances, or legal obligations. You are solely responsible for evaluating whether any strategy, investment, or action discussed in our materials is appropriate for you.
When to seek professional advice. We encourage you to consult a qualified, fee-only fiduciary financial advisor before making significant investment decisions, especially if your situation involves substantial debt, dependents, complex tax circumstances, business ownership, or amounts you cannot afford to lose. For tax-specific questions, consult a licensed tax professional or CPA.
Copyright Notice
All content on this website and in Steady Nickel products including but not limited to text, graphics, logos, icons, images, page layouts, templates, data compilations, and software, is the property of Steady Nickel and is protected by United States and international copyright laws.
You may not reproduce, distribute, modify, create derivative works from, publicly display, republish, download, store, or transmit any of our materials except as follows:
- You may download and print purchased products for your own personal, non-commercial use.
- You may temporarily store copies on your personal devices for offline access.
- You may share brief quotations from our free content for commentary or review purposes, with attribution to Steady Nickel and a link to steadynickel.com.
Any use of our materials for commercial purposes, including but not limited to resale, incorporation into other products, use in paid courses or workshops, or redistribution through any channel, requires prior written permission from Steady Nickel.
To request permission, email hello@steadynickel.com.
Trademark Notice
"Steady Nickel," the Steady Nickel logo, the nickel coin mark, and "Build wealth one nickel at a time" are trademarks of Steady Nickel. All other trademarks, service marks, and brand names mentioned on this website or in our products belong to their respective owners.
Mentions of third-party brands, platforms, and services (including but not limited to Fidelity, Vanguard, Schwab, Robinhood, and any other brokerage, fund, or financial institution) are for educational purposes only. Steady Nickel is not affiliated with, endorsed by, or sponsored by any of these companies.
No Affiliate Relationships
Steady Nickel does not participate in affiliate programs, referral arrangements, or sponsored content partnerships. We do not earn commissions, referral fees, or compensation of any kind when we mention a product, platform, brokerage, or service in our materials. Every recommendation we make is based solely on our own assessment of what serves beginner investors well.
Limitation of Liability
Steady Nickel and its owners, operators, and contributors shall not be held liable for any damages, including but not limited to direct, indirect, incidental, consequential, or punitive damages arising from your use of this website, your purchase of our products, or your reliance on any information contained in our materials.
This includes, without limitation, any financial losses, investment losses, tax liabilities, or other economic harm resulting from decisions you make based on our educational content.
Our total liability for any claim arising from a product purchase shall not exceed the amount you paid for that product.
Accuracy of Information
We make every effort to ensure our content is accurate, current, and complete. Every Steady Nickel product carries an "Updated [Month Year]" stamp, and we update our materials when relevant laws, contribution limits, fee structures, or platform features change.
However, financial regulations, tax laws, brokerage features, and investment products change frequently. We cannot guarantee that every piece of information on this website or in our products is accurate at the exact moment you read it. Before acting on any information in our guides, verify current figures with the relevant institution (such as the IRS, your brokerage, or your financial advisor).
If you notice an error or outdated information in any of our materials, please let us know at hello@steadynickel.com so we can correct it.
External Links
This website and our products may contain links to third-party websites, tools, or services. These links are provided for convenience and reference only. Steady Nickel does not control, endorse, or accept responsibility for the content, privacy practices, or accuracy of any third-party website. Visiting external links is at your own risk.
User Conduct
By using this website, you agree not to:
- Use our content or products for any unlawful purpose
- Reproduce, distribute, or resell our products without authorization
- Attempt to gain unauthorized access to our systems or data
- Use our materials to create competing products or services
- Misrepresent your relationship with Steady Nickel
Privacy
We collect only the information necessary to process your orders and deliver your products. We do not sell, rent, or share your personal information with third parties for marketing purposes. For full details, see our Privacy Policy.
Governing Law
This legal notice and any disputes arising from your use of this website or our products shall be governed by and construed in accordance with the laws of the State of Ohio, United States, without regard to its conflict of law provisions.
Contact
If you have questions about this legal notice or any of our policies, reach out to us at hello@steadynickel.com.
Steady Nickel · Build wealth one nickel at a time.